Checking PF Balance: With and Without UAN Number

In the realm of personal finance, staying informed about your financial standing is crucial for effective planning and decision-making. With advancements in technology, checking your Employee Provident Fund (EPF) balance has become remarkably convenient, eliminating the need for physical visits to PF offices or reliance on employers for updates. Read on to know the various methods for checking your EPF balance, both with and without a Universal Account Number (UAN), enabling individuals to maintain financial awareness and take control of their financial future.

Accessing PF balance information with UAN number

  • EPFO Website

The EPFO website serves as a comprehensive platform for accessing your PF balance. By navigating to the ‘Member Passbook’ section and logging in with your UAN and password, you can effortlessly view your PF passbook. The passbook provides an intricate breakdown of employee and employer contributions, opening and closing balances, accrued PF interest, and transfer amounts. If you have multiple provident fund numbers linked to your UAN, you can access the balance of each account by clicking on the specific member ID.

  • Unified Portal

The Unified Portal offers another avenue to access your PF balance. By logging in with your UAN and password, you can open your PF passbook and gain insights into your provident fund contributions for different financial years. This portal provides a comprehensive snapshot of your account’s status.

Accessing PF balance information without UAN

  • PF Balance Check with SMS

For those who don’t possess a UAN, the SMS service provides an efficient method to check EPF balance on mobile devices. To utilize this service, send the SMS “EPFOHO UAN ENG” to 7738299899 from your registered mobile number. This method offers a convenient way to receive your last PF contribution and balance details specific to your KYC information.

  • PF Balance Check with Missed Call

Even without a UAN, you can use the missed call service provided by EPFO to check your PF balance. Simply give a missed call to 011–22901406 from your registered mobile number. Within seconds, you’ll receive a message displaying your PF balance. This service is cost-free and accessible from non-smartphones, provided your UAN is linked to the necessary details.

  • PF Balance on UMANG App

The Unified Mobile Application for New-age Governance (UMANG) app offers a convenient way to check your PF balance without a UAN. After downloading the app, select the EPFO option and input your PF account number and mobile number to view your PF balance. This app serves as a one-stop solution for various government services.

Finding your UAN number

While you can indeed check your PF balance without a UAN, keeping track of your UAN is essential for future financial transactions. There are two primary methods to find your UAN number:

  • Through Your Employer: Your monthly salary slips often contain your UAN. Alternatively, your HR department can assist you in locating your PF UAN number.
  • Via the UAN Portal: Visit the UAN portal, choose the ‘Know Your UAN’ option, input your mobile number, request and validate the OTP, enter your personal details, and retrieve your UAN number.


In the age of digital empowerment, managing one’s finances has become more accessible than ever. The ability to check your EPF balance with or without a UAN showcases the power of technology in enabling individuals to take charge of their financial health. By utilizing the methods outlined in this article, individuals can effortlessly stay informed about their PF balances, strategize financial goals, and secure a stable and prosperous future.

FAQs on accessing PF balance with or without UAN

1. Is it possible to check my PF balance without a UAN?

Yes, you can use the methods like the SMS service, missed call service, and the UMANG app to check your PF balance without requiring a UAN.

2. What is the process for finding my UAN number?

You can locate your UAN through your employer, often found on your salary slips, or by visiting the UAN portal and following the step-by-step procedure detailed in this article.

3. Is using the UMANG app to check my PF balance secure?

Yes, the UMANG app is a government initiative designed to provide secure access to various government services, including checking your EPF balance.

4. Can I check the PF balance for multiple provident fund numbers linked to my UAN?

Certainly. If you have multiple provident fund numbers associated with your UAN, you can access the balances for each account by selecting the corresponding member ID on the EPFO website.

5. Is there a fee for the missed call service for PF balance checks?

No, the missed call service provided by EPFO for PF balance checks is entirely free of charge. This service can be accessed from both smartphones and non-smartphones.

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